Earthquake Insurance

Statewide Insurance Specialists provides competitive insurance for your valued assets by representing many top-ranked National and Regional insurance companies, which allows us to obtain the best price and policy to meet your individual needs. Just take a moment to complete the "EARTHQUAKE QUOTE REQUEST" request form. We will email and mail you a quotation within 2 business days.

Earthquake Quote Request

Earthquakes, like floods, are typically not covered by Homeowners Insurance. Therefore, consideration should be made toward the investment in an Earthquake policy to protect your largest investment from one of California's most costly and destructive natural forces---earthquakes.

Generally, earthquake protection is purchased under two different types of policies:

1. Comprehensive Single Limit policy can be used to pay all, one, or a combination of the various types of coverage listed below:
   • Dwelling Coverage
   • Garages or detached structures
   • Loss of use or rental value for one year
   • Debris removal
   Your single limits coverage can also be used for these coverages up to their limit:
   $5000 chimneys, fireplaces, masonry veneers
   $3000 swimming pools
   $3000 fences
   $3000 retaining walls
   $3000 detached walkways, patios
   $3000 paintings, antiques
   
   
   Deductible : 15% of Single Limit



2. Standard Policy provides a single limit of earthquake coverage for your dwelling only plus additional coverage up to the special limits on the following:
   $5000 personal property
   $1500 loss of use/fair rental value
   5% engineering & demolition costs
   $10,000 building code upgrade
   Loss assessment
   Debris removal - reasonable expense
   $5000 chimneys, fireplaces, masonry veneers
   
   
   
   Deductible : 15% of Dwelling Coverage